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Best Betting Sites That Accept Echeck 2024: Top Echeck Sportsbooks

Last Updated on 12/02/2024
Fact checked by: Simon Briffa

Modern sportsbooks offer diverse payment methods to bettors for convenience, but eCheck betting sites stand out with their transaction speed and simplicity. No betting sites accept regular checks, but eCheck sportsbooks can accept the digital version.

Instead of waiting for days to clear payments, these sites can process transactions within a few hours, which is why the payment method has become popular among modern sports bettors. Whether eCheck is already your preferred means of payment, or you’re unsure where to begin, this article reviews the best eCheck sportsbooks for US bettors.

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Best eCheck betting sites compared

Here’s a quick overview of the best sportsbooks that take eCheck payments in the US. These betting sites have a solid reputation for simplicity and competitive odds that make your online betting experience worthwhile.

Bookmaker NameMinimum DepositWithdrawal Waiting TimesFeesWelcome Bonus
Caesars$101 – 5 daysFreeClaim up to $1,000 in bonus bets
BetMGM$101 – 5 daysFreeClaim up to $1,500 in bonus bets
Bet365$101 – 5 daysFreeClaim up to $30 in bet credits
FanDuel$1024 – 48 hoursFreeClaim a $150 sportsbook bonus
DraftKings$51 – 5 daysFreeClaim a $150 welcome bonus

Caesars – 4.9 / 5 ⭐️

Caesars
Pro and Con
Visit Caesars

Caesars Sportsbook takes the lead among my picks for the best sportsbooks that accept eCheck for many reasons. First, the bookmaker’s founding company has a long-standing history in the US online betting space dating back to the 70s. However, it has evolved with time, launching a modern sportsbook with exciting features.

Betting at Caesars is exciting because the operator has thousands of daily events to choose from. You can find soccer, basketball, football, tennis, and numerous other sports in one place. You’ll even find periodic sporting events like the UCL, Olympics, and the UEFA EURO Championship with diverse bet options, including straight wagers, same-game parlays, and teasers.

As a new customer, you can claim up to $1,000 in bonus bets if you lose your first bet at Caesars Sportsbook. Just make a deposit of at least $10, and place your bet. If it does happen to lose, you’ll get a refund as bonus bets.

Another exciting feature of the eCheck sportsbook is the Caesars Rewards which lets you enjoy shopping credits. These credits are redeemable at the physical Caesars Resorts or at supported physical locations like stores, hotels, and dining. The reward you get depends on the amount played with. For instance, you’ll get 10 Reward Credits for every $100 spent on straight bets or 20 Reward Credits for every $100 spent on parlays.

Interestingly, you can make payments at Caesars using the eCheck sportsbook deposit option. The payment can be processed using the site’s payment partner called VIP Preferred (ACH). Other payment methods like credit/debit cards, bank transfers, and e-wallets are also available.

BetMGM – 4.8 / 5 ⭐️

BetMGM
Pro and Con
Visit BetMGM

BetMGM is another leading US online sportsbook with a great reputation among bettors. The bookmaker offers competitive odds across diverse sports events, giving players multiple winning opportunities. As with competitors like Caesars, there are different betting options, including same-game parlays, moneyline, and prop bets. Another reason players choose BetMGM is its availability in many US states, including Arizona, New Jersey, Illinois, and Massachusetts.

Moreover, the sportsbook has an impressive sports-specific welcome bonus offering up to $1,500 in bonus bets if your first wager is a losing one. The welcome offer is one of the largest among eCheck sportsbook sites. To qualify for the bonus at BetMGM, you only need a minimum deposit of $10.

Deposits and withdrawals on BetMGM can be processed using the sportsbook eCheck deposit option through VIP Preferred, which offers fast settlements and convenience. All you have to do is use the ACH partner, and you’ll get your funds settled in no time.

Bet365 – 4.7 / 5 ⭐️

Bet365
Bet365 sport
BET365: Pros & Cons
  • Available in NJ, PA and other US states
  • Trusted British betting brand on the global stage
  • Combined sportsbook and online casino platform
  • Excellent welcome bonus for New Jersey and PA customers
  • Massive range of sports betting markets available
  • Excellent range of banking methods including PayNearMe
  • Not a homegrown US sportsbook
Visit Bet365

Bet365 is another major contender for the best sportsbook eCheck site in the US. As mentioned above, the bookmaker is a major competitor to BetMGM and other sites on this list, and it’s legal in a number of US states, including Ohio, Virginia, North Carolina, and New Jersey.

Bet365 is famous for its competitive odds, especially for live betting. Bettors can also live stream hundreds of different sports events every day, provided they have a funded account. The Bet365 sportsbook also offers odds boosts, early payouts and parlay boosts for selected events to improve the overall betting experience. You can access these features on the Bet365 app or website.

When you sign up on Bet365 and make a minimum deposit of $10, you’ll receive up to $30 in betting credits. Though this is relatively small, it gives you free bet credits to use in any way that you like with no restrictions in terms of odds or bet type.

FanDuel – 4.6 / 5 ⭐️

FanDuel
Pro and Con
Visit FanDuel

FanDuel is another reputable sports betting brand among US bettors. The sportsbook has a stellar rating because of its unique betting options. Here you’ll find unusual parlay betting options, including same-game parlays and point spreads. It also stands out with its “Parlay Profit Boost” feature which is awarded to bettors at random. You can place bets across numerous betting markets and there are events across various leagues including the EPL, NFL, NBA, Bundesliga, and the UCL.

The welcome bonus at FanDuel is another notable feature, offering new players up to $150 in bonus bets if they win their first wager.

Both the FanDuel app and website accept eCheck payments. However, you’ll need to arrange this through your bank because the site doesn’t have a payment partner like BetMGM and Caesars. Alternatively, you can fund your account or process payouts at FanDuel Sportsbook using popular payment methods like Venmo, Apple Pay, Visa, Mastercard, and PayPal.

DraftKings – 4.5 / 5 ⭐️

DraftKings
Pro and Con
Visit DraftKings

Last on my list of the best betting apps that take eCheck is DraftKings. The reputable sportsbook is legal in 26 US states, including Arizona, Colorado, Illinois, and Connecticut. Bettors in these locations can access thousands of betting markets across hundreds of sports. Some popular events at DraftKings include the NFL, MLB, UFC, and EPL, and there are live betting options for most games.

The minimum deposit at DraftKings is just $5, which is one of the lowest among the best US sportsbooks. What’s more, when you place your first bet of at least $5, you can get up to $150 in bonus bets.

The betting site supports eCheck deposits and withdrawals through VIP Preferred. The digital payment option is a great alternative to bank transfers and other accepted payment options like Visa, Mastercard, and Discover.

How to deposit with eCheck

Making an eCheck deposit at a supported betting platform is straightforward using the steps below:

  1. Login to your online sportsbook account
  2. Navigate to the banking section and click “Deposit”
  3. Select “VIP Preferred e-Check” or “ACH Transfer” from the available options
  4. Enter the amount you want to deposit
  5. Provide your bank’s routing number and your account number to link your bank account to the eCheck sports betting platform
  6. Review the details and confirm the transaction to receive the funds in your sportsbook account

How to withdraw with eCheck

As with the deposit process, you can easily process withdrawals using eCheck at supported sites. Here’s a breakdown of how it works:

  1. Sign in to your betting account on your mobile or desktop device
  2. Head to the banking or cashier section and tap “Withdraw”
  3. Choose “VIP Preferred e-Check” or “ACH Transfer” as your preferred withdrawal option
  4. Enter the amount to withdraw
  5. Double-check and verify the transaction to receive the funds in your bank account.

It’s crucial to note that you must have linked your bank account to the eCheck deposit sportsbook for the transaction to go through. Similarly, withdrawals are usually processed to the same account that was used when depositing funds.

eCheck Fees

Using electronic checks for transactions can speed up the settlement time because it moves money quickly between banks using ACH. However, it comes at a minimal cost.

When you process eCheck transactions, there is a small fee between $0.10 and $1.50. This may be higher or lower depending on your US bank, but it is lower than for using a credit card or e-wallets like PayPal, Venmo, and Cash App.

eCheck Bonuses

The best eCheck betting sites reward bettors with various bonuses, including deposit match offers, free bets, and odds boosts. So, you may not find specific eCheck offers on these platforms.

You can find the various bonus offers you can claim by playing with eCheck funds at sportsbooks below:

Operator NameMinimum DepositOngoing Promotions
Caesars$10Deposit Match Bonus, Caesars Rewards
BetMGM$10Deposit Offer, Same Game Parlay Insurance, Odds Boost
Bet365$10Deposit Bonus, 100% Acca Boost, Bet Boost, Early Payout Offer
FanDuel$10Welcome Bonus, FanDuel Faceoff
DraftKings$5Welcome Bonus, Bonus Bets, WNBA Cashback

Best eCheck Betting Apps

All the eCheck sports betting platforms in this article have dedicated apps for Android and iOS users. However, these are my top picks for sports betting apps which support eChecks

📱 BetMGM App

As stated earlier, BetMGM is highly rated among bettors, and its betting app is one of the reasons. The BetMGM app is designed to make everything straightforward, featuring a clean design, despite there being thousands of sports betting options in one place. The live betting feature is also impressive, and making eCheck deposits takes only a few clicks.

🏈 FanDuel App

The FanDuel app is also very straightforward to use. One standout feature is the way it spotlights games with same-game parlay betting available, by tagging them with the “SGP” icon. This makes it easy to add selections to your slip. Linking a bank account for eCheck payments is also seamless, allowing you to deposit funds without hassles.

🎰 Caesars App

Using the Caesars app is a smooth ride. It has a user-friendly design that makes it easy to locate both live and upcoming sports events across different sports. Banking was also seamless, as I successfully added my bank details for eCheck transactions without a glitch.

How does eCheck work?

An eCheck is a digital payment option that lets you send money from your bank to a service provider. You can consider an eCheck as a digital form of the paper check that informs a bank to send money to a designated account. It is also another form of online banking that happens outside the banking app or website.

When you initiate an eCheck deposit at a betting site, the bank deposits the funds from your account and sends it to the operator’s bank account via an automated clearing house (ACH) transfer.

However, everything you need to do is online, making it much more seamless and faster than the traditional check method. It’s important to note that they may take several days to process when withdrawing funds.

Best sportsbooks offering echeck

Bet365
4.6/5
Bet365 Review
Bet $5 Get $150 or $1000 First Bet Safety Net
Bet now
Whatever the sport. Whatever the moment. It’s Never Ordinary at bet365. That’s why if you sign up now you’ll get the choice of two great New Customer Offers, the First Bet Safety Net up to $1000 or Bet $5 and Get $200 in Bonus Bets. Deposit required. Bonus Bets wager excluded from returns. T&Cs, time limits and exclusions apply.Gambling Problem? Call 1-800-Gambler 21+
BetMGM
4.6/5
BetMGM Review
Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win
T&Cs apply, 21+
Bet now
FanDuel
4.5/5
FanDuel Review
Bet $5 Get $300 in Bonus Bets if you win
T&Cs apply, 21+
Bet now

How to register for eCheck service

Before you can send an eCheck directly to your bank or via third-party platforms like VIP Preferred, here are the things you need to do:

  1. Sign up for an eCheck service at your bank or an online payment processor
  2. Provide your bank details, including your account number and routing number on the bank’s registration form or the payment gateway
  3. Enter your social security number (SSN) or Tax Identification Number (TIN)
  4. Authorize payments using your digital signature or by confirming on the payment provider’s platform

eCheck history

Electronic checks have a history dating back to the tech boom of the late 90s and early 2000s. At the time, banks created the digital payment method to create a faster alternative to paper checks, which contributed to waste, and also offered a less expensive payment option to credit cards.

In 2003, eCheck payments became regulated through the Check Clearing for the 21st Century Act. Since then, individuals and businesses have processed transactions worth billions of dollars via eChecks.

Pros and cons of betting with eCheck

payment method
Pros and Cons of Using eCheck Payments
  • Lower fees than credit cards and e-wallets
  • No need to carry debit or credit cards around
  • Instant deposits and withdrawals
  • Bank network issues can delay transactions

How safe is eCheck for online betting?

Using eChecks for online betting is secure in numerous ways. First, you don’t need to divulge your personal information when setting up an eCheck account. All you need is your account number and routing number.

Similarly, eChecks are processed via ACH. Transactions via ACH are more secure than wire transfers and card payments because a clearing house authorizes all such transactions. Moreover, ACH transfers are duly regulated to protect against fraud and money laundering.

eCheck safety tips

  • Only use secure and reputable payment providers
  • Avoid sharing your bank information via email or phone
  • Secure your eCheck account with a strong password and two-factor authentication (2FA)
  • Update your payment provider’s app and smartphone to get the latest security software
  • Only use secure connections, including WiFi

How we rate eCheck betting sites

  • Mobile betting app
  • Sports betting markets and options
  • Welcome offer
  • Competitive odds
  • Live betting and in-play support

Best eCheck Alternatives

💳 Credit Cards

You can process transactions electronically using eChecks and credit cards. While credit cards have faster processing times, they are more susceptible to security issues. Moreover, an eCheck charges low fees, making eCheck sites more affordable than credit card betting sites.

🏦 Wire Transfer

Many sportsbooks accept wire transfers for deposits and withdrawals, and like an eCheck, they move funds from one bank account to another. However, using this payment method at wire transfer betting sites is costlier and less secure because of their manual processing.

💻 PayPal

Electronic wallets like PayPal are modern payment processing options accepted at online sportsbooks. PayPal is more convenient and faster than eCheck payments. However, playing at PayPal betting sites attracts more fees than using direct eCheck transfers.

Bet responsibly at top eCheck betting sites

eCheck betting sites offer a seamless sports wagering experience so you can enjoy your favorite sports hassle-free. They are widely available in many parts of the US, offering utmost safety and security. However, remember to embrace responsible betting when using these sites and make use of the tools provided if you need to.

Sports betting offers not to be missed

Caesars
1.
Favicon
4.5/5
First bet back as a bonus bet up to $1000
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Players from Virginia accepted
Requirements (WR): 1x Deposit
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T&Cs apply, 21+
Barstool
2.
Favicon
Virginia
Players from Virginia accepted
Best Alternative
Bet365 Go to Bet365

eCheck betting sites FAQs

🎁 Can I still claim bonuses at eCheck betting sites?

Yes, the best eCheck betting sites reward players with various bonuses. These include deposit match offers, free bets, and ongoing promotions.

❓ How long do eCheck deposits take at online sportsbooks?

Top sportsbooks accepting eCheck payments process deposits instantly. So, the funds will arrive in your betting account in no time.

🤔 Does every US sportsbook support eChecks?

eChecks are popular payment methods on US betting sites. However, not all sportsbooks support the payment option. I’ve highlighted the best eCheck betting sites you can pick from in this guide.

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