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The Grueling Truth - Where Legends Speak / Best Payment Methods for Betting Sites

Best Payment Methods for Betting Sites: Find Top Bookmakers Deposit and Withdrawal Methods

Bookmaker Deposit Options

Last Updated on 10/03/2024
Fact checked by: Mike Goodpaster

Wanna bet online in the US? Then you’re going to need to know all about online betting payment methods. In this article we outline the main sportsbook deposit options and withdrawal methods.

We’ve profiled each of the main betting deposit methods that you can find at the best US online sportsbooks. This means that you can see which payment provider works for you. Payment information is related to a lot, from what kinds of bonuses you can get to how fast you get paid your winnings. Keep reading to find out more!

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Compare the best payment options for US bookmakers

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Best online sportsbooks for easy funding

The best online sportsbook will provide players with many options to make that all-important first deposit to fund their accounts. The more options, the better.  If the operator makes it difficult for you to fund your account, you’ll just lose interest and move on. The best online sportsbook should provide players with choices ranging from credit and debit cards to e-wallets, including the popular Skrill. Some even offer prepaid card options such as Paysafecard, where you don’t need to go through any debit checks or even have a bank account.

USA online sportsbooks

Since sports betting was made legal in several states across the US, we’ve seen a surge of excellent sportsbook offers. Some have superior characteristics to others, which we highlight in our reviews. Sportbooks are a very popular pastime, and online bookies are usually linked to a brick-and-mortar casino found in a specific state. Luckily, in the USA, there are awesome payment methods on offer for potential bettors. A great example is Skrill, which has products catering specifically for making deposits and withdrawals for betting. Many payment methods in the USA provide instant deposits and fast withdrawals, such as instant ACH.

How we rank and rate all sportsbook deposit options

We’ve got plenty of experience in seeing how all of the main online betting payment methods work in practice. This makes us perfectly placed to provide you with all of the facts you need to see which betting payment methods work best for you. So we’ve devoted part of our site to profiling each of the main sportsbook deposit options so that you get an honest and helpful picture of the best ways to fund your sports bets. Here are just some of the main factors that we look at when profiling a payment provider:

Security

Your financial security is at the heart of any payment method you use. After all, betting with real money at online sportsbooks means knowing that the payment provider can be trusted. Obviously the more respected payment providers like Visa, MasterCard, American Express, and PayPal tend to rank higher in terms of security compared to some lesser known brands. Plus, be sure to think twice about using any betting site who only takes cryptocurrency payments as the chances are that no US bank would be willing to lend its financial services to that sportsbook.

Usage at sportsbooks

There’s no point in wanting to use an amazing payment provider if it isn’t used by any US online sportsbooks. So we’ll help you see how widespread a particular payment method is at the best sports betting sites in the US. It’s fairly common to find payment providers like ACH, Visa, and MasterCard featured at online sportsbooks, whereas you might have to hunt around a bit more to find any Skrill betting sites or sportsbooks who accept Venmo.

Depositing and withdrawing

While you should be able to deposit using a wide range of payment providers at most US sportsbooks, the same isn’t necessarily true when it comes to making withdrawals. After all, it’s fairly common to find that you can’t make withdrawals to credit and debit cards. This becomes a little problematic when you factor in how most US sportsbooks prefer to pay you back your winnings to the same payment method used to make your deposits.

Online betting sites that accept VISA card

VISA cards are a very popular choice with bettors, and there is a good reason for this. First of all, many bettors already have a VISA debit or credit card, so they don’t have to go out to get one. At this moment, VISA is the single biggest payment method available. There are hundreds of millions of people already using VISA worldwide. Most, if not all, operators offer VISA as a payment option for this very reason. Players can just reach into their wallets, and they’ll have a VISA card available. VISA has a massive infrastructure and network set up globally and, of course, in the US, which makes it such an attractive payment method.

Sports betting sites that welcome Mastercard deposits

Another debit and credit payment option is the other card-issuing giant, Mastercard. For many of the same reasons VISA is so popular, you can also attribute it to Mastercard. Mastercard offers a safe and secure option with instant deposit options. Withdrawal of funds is also so easy with Mastercard as the card is linked directly to your bank account. The withdrawal option can take 1 to 6 business days to process. Mastercard offers ease of use and that added knowledge of security to the player. That’s what makes it such a perfect payment option.

Why did my credit card get declined?

Getting a “card declined” notification is frustrating; most of us have experienced this first-hand. However, there could be several factors leading to this. Your card issuer may decline your transaction if they suspect fraudulent activity. It could happen if you make a first deposit with any operator. Another reason could be that you are trying to use the card for unauthorized activity, such as depositing at a betting site. Some card issuers do not allow making a deposit via your credit card. Lastly, often times a credit card will be declined if you insert incorrect details when depositing, such as the credit card number. On a side note, the card may be expired, or you have reached your card limit.

Using American Express to deposit into online sportsbooks

American Express, or AmEx, as many of us know it, is also quite a popular payment method among US bettors. Making any deposits with your American Express card is easy and comes with all the benefits associated with American Express rewards. However, there are some things to keep in mind with AmEx, such as higher fees. Also, we’ve found that not all bookies offer AmEx as a withdrawal option, so that limits your choices a bit. It’s not all doom and gloom, as we have found that some of the biggest sportsbooks do accept AmEx as both a depositing and withdrawal method.

Bitcoin sportsbook deposits

Cryptocurrency and gambling. Two things that, until recently, were never mentioned together. Most operators have seen that it is difficult to look away from crypto as a payment method because of its many benefits to both the operator and the bettor. What’s the first thing that comes up when you mention crypto? Bitcoin, of course! Bitcoin is the biggest and oldest cryptocurrency, and it’s no surprise that most operators prefer Bitcoin as a method to fund your account over other altcoins. Bitcoin’s almost instant deposit and withdrawal times make it very attractive, and most crypto holders already have some Bitcoin. so they don’t have to go and buy any.

Cryptocurrency sportsbook options

As we’ve mentioned, many bookies have taken to crypto like a fish to water. Crypto offers a few great benefits to the bettor. First, there is the benefit of almost zero fees when making a transfer. Secondly, most deposits and withdrawals take from a few minutes to a few hours at the most. If you look at withdrawal times, this is something really irresistible to bettors. Most conventional payment methods will take anywhere from 1 to 6 business days to process a withdrawal. Lastly, crypto transfers provide anonymity and safety between the bookie and the bettor. Some popular crypto options are Litecoin, Ethereum, Dogecoin, and of course, Bitcoin.

Funding sports betting account with MoneyGram wire transfers

Many of us are familiar with Moneygram, a cash transfer service. MoneyGram has a large network setup in the US, with branches in most cities and towns. With this awesome service, you can wire money to any individual in the US. As with most of these services, MoneyGram will charge you a nominal fee for the wire. Some operators also offer MoneyGram as a deposit method. Here, you will need to get in touch with your operator to inform them that you want to make a deposit. Then, you go to your local MoneyGram office, where the cashier will deposit and send your money to the chosen recipient.

Prepaid card deposits into sports betting sites

Prepaid cards are also a spiffy payment method on offer. First, there is a big difference between prepaid cards and normal debit or credit cards. With a credit card, you need a credit check first, which could potentially be declined. Debit cards also require a bank account. Prepaid cards require no hassle, as you can just go to the store and buy one. Your prepaid card is normally activated when you buy it in-store and ready for use immediately. Some prepaid cards can also be reloaded with cash, which is pretty cool. However, the main drawback when using a prepaid card is the amount of cash you can deposit, as most prepaid cards don’t come in large amounts.

Money orders / checks / cashiers checks

In the same breath as prepaid cards, we can also cover money orders. These are similar to checks in that they usually are a piece of paper that acts in place of cash. However, as with prepaid cards, you don’t need to have a bank account to get a money order. That’s right, you can get one at a store near you. Also, if you have the cash on hand, you can get a money order quite easily by just filling in a piece of paper. Boom. Checks and cashier’s checks are tied to a bank account, which makes them different from a money order. However, these are also accepted as payment methods at many online sports betting sites.

Banking options

Naturally, you will also have the option of doing a wire transfer from your bank account to fund your online sports betting account. It’s a tried, trusted, and safe method, as the money comes directly from your account. The one drawback with a traditional wire transfer could be the speed, as it can take 1 business day to process your deposit. You’ve also got the choice of an instant ACH or instant Automated Clearing House. Making an ACH deposit is instant and very convenient. The VIP Preferred service is available at many operators where they handle the banking deposits.

Five tips for finding the betting deposit methods that work for you

Each payment provider featured at an online sportsbook will have its own pros and cons. These can all add up to have a big impact on  your sports betting experience. So be sure to consider the following factors before you pick one particular payment method for sports betting:

Average time scales

Some betting deposit methods are faster than others. Plus the timescales can get even more extreme when it comes to making withdrawals. This is why we will give you a good idea of how long each payment method takes for making deposits and withdrawals. While the average deposit should occur almost instantly, some deposits might take a few working days. Plus the speed of withdrawals varies enormously according to what payment method you use. We’ll help you find the sportsbook deposit options that won’t make you wait too long.

Limits

We’ve noticed that some sportsbook deposit options let you deposit more than others. The same is also true for how much you’ll be able to withdraw from online sportsbooks. So we’ll try and point you towards those sportsbook deposit methods that let you move your money around without too many restrictions. 

Fees

You should ordinarily be able to make deposits and withdrawals without any fees. However, some payment providers do seem to be liable to encountering some fees. Our payment guides will help you identify those deposit methods that let you make payments and request payouts at no cost to yourself.

Ease of use

All of the best betting sites deposit methods should be easy to use. After all, nobody wants to have to get involved in some complicated payment process when they just want to put their bets down. Ideally, you should be able to make a secure deposit or withdrawal with just a few clicks of a mouse or taps of your phone screen.

Required verifications

It’s always reassuring to have to verify any payment or withdrawal that you make. This is because such verifications are in place to safeguard your money. However, there comes a point when you don’t want to have to jump through a dozen hoops to have to get your hands on your well-deserved winnings. So we’ll help you find those payment providers who have adequate verification without making the whole process too painful. 

Why our reviews of sportsbook deposit methods will supercharge your bets

We’ve put plenty of work into making sure that our payment method reviews give you everything you need to know about each payment provider that you’re likely to find at a US sportsbook. This has all been done to give you the tools you need to enjoy a better online sports betting experience. Here are just some of the main benefits that you’ll enjoy if you take the time to read our betting payment method reviews:

Put down your bets faster

Who wants to wait around days to put down their sports bets? No one! This is why most US sports betting fans will aim to use the payment provider that lets them make lightning fast deposits. The good news is that most payment methods let you do exactly that. Whether you use Visa, MasterCard, American Express, Discover, PayPal, Play+, Skrill, Neteller, or ACH, you should find that your deposits will land in your account almost instantly. Unfortunately if you want to use a bank transfer or even a wire transfer for making payments, then you might have to wait anywhere up to five working days to start betting – not ideal!

Deposit however much you want

We’re fairly sure that no one wants to be told how much they are allowed to deposit at a sports betting site. However, it’s common to find that different payment methods will let you make deposits between varying minimum and maximum thresholds. Most payment providers can be used to make deposits from a minimum of $10 at a time, although this amount may rise for some more unconventional payment methods. Similarly, you might find fairly low maximum deposit limits for some prepaid card brands like Paysafecard. However, the majority of betting payment methods will let you add some fairly large amounts of money to your account, should you wish to.

Make deposits without fees

It’s pretty rare to find yourself hit with fees for adding money to a betting account, but it does sometimes happen. You’ll probably find that it isn’t the actual online sportsbook who adds the fees, but that the charge comes from the bank that you’re using. All of which should be clearly identified well in advance of making your deposit so that it doesn’t come as a nasty surprise. But on the whole, it’s pretty rare to have to pay fees to make deposits, and the whole thing can be avoided if you read our payment provider reviews.

Keep your deposits safe

Our payment provider reviews will always touch on how the payment method aims to keep your money safe. After all, this is surely the focal point of what these payment providers are doing. So you’ll learn about the reputation of each payment provider and see whether there have been any security breaches in the past. Plus we’ll identify what each online sportsbook does to safeguard your deposits in terms of separate bank accounts, SSL-level encryption and so on. All of which should give you peace of mind in how your deposits are being handled.

Get paid quicker

Winning your sports bets is hard enough without having to go through the emotional trauma of wondering if you’ll actually be paid your winnings. So we’ll direct you towards those payment methods that help you get your hands on your winnings as fast as possible. After all, while it might take just a couple of days to get paid if you used an e-wallet like PayPal or Skrill, the same definitely isn’t true if you selected a bank transfer or a wire transfer for making your withdrawals.

Enjoy flexibility over your withdrawals

Like with deposits, your choice of payment provider has a big impact on how much you can actually withdraw. It’s fairly common to be able to withdraw from a minimum of $20 at a time with most payment methods, but this amount might rise up to $50 if you use some payment methods like bank transfers. Conversely, the maximum amount that you can withdraw might be significantly less for some e-wallets compared to with a bank transfer. So be sure to read our payment method reviews to see which payment provider gives you the greatest flexibility over how much you withdraw.

Don’t get hit with any withdrawal costs

There’s nothing worse than being hit with some irritating processing fees after you’ve finally managed to win your sports bets. The good news is that most decent US sportsbooks will let you withdraw your winnings completely free of charge. However, such withdrawals may only be free once a month, after that you might have to pay a small fee. Such fees might not initially sound like much but they can all add up to eat away at whatever winnings you’ve made.

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Why PayPal is king of the online betting payment methods

There are plenty of quality betting deposit methods out there, but we think that PayPal is the best of the bunch. You’ll probably know that PayPal is an e-wallet that you link up to your bank account to pay for goods and services online. What’s best is that PayPal has started to be featured at more and more sportsbooks in the US and is now one of the most commonly accepted online betting payment methods.

PayPal is easily one of the best betting deposit methods that you’re going to come across. This is because PayPal deposits are lightning fast which is more than can be said for if you deposit via bank transfer. Plus you should find that you can make PayPal deposits without any irritating processing fees. We also have to say that we love how easy it is to make deposits via PayPal as you won’t have to enter in any complicated and potentially sensitive credit card or bank account information.

But it’s the ease of withdrawals that pushes PayPal way ahead of its rivals. First of all, PayPal withdrawals are simply way faster than other online betting payment methods. A standard PayPal withdrawal should be carried out in less than two working days, which contrasts to up to five working days for an ACH withdrawal. Plus we should mention the fact that most online sportsbooks in the US won’t even let you withdraw via a credit or debit card.

In fact it’s hard to think of any disadvantages of using PayPal. Sure the e-wallet might not be featured as one of the betting deposit methods at some sportsbooks, but most reputable US sportsbooks now feature PayPal. So pick one of our recommended online sportsbooks and get ready to use PayPal to fund your bets!

Finding those sportsbook deposit options that work for you

We’ll always try and do much more than just give you the bare facts about how each betting payment method works. You’ll also get help in seeing which deposit method works best for your own betting needs. Here are some factors to consider when it comes to picking your perfect sportsbook payment provider:

Bonuses and special offers

We’re all big fans of betting offers’ sign-up deals, welcome bonuses or whatever you want to call them! However, you might find that some of these bonuses can only be claimed if you use certain payment methods. We’ve noticed that many sign-up offers can only be activated if your first deposit is made with any payment method other than e-wallets such as PayPal, Skrill, Neteller and so on. So be sure to check the small print of any welcome bonus before you put down your first deposit at a new online sportsbook.

Bonus deposit methods

So, you’ve decided to go with the welcome offer at your favorite operator, and now, you want to make that first deposit. Again, we want to urge you to look at the rules of the bonus, as some require that you use specific deposit methods. If not, then you can go ahead and choose the one that suits your needs and pocket. If you’re more traditional, you can go for a bank transfer. If you want the ease of an e-wallet, most operators will accept the likes of PayPal, Skrill, and Neteller. If you don’t have a bank account, you can go for a prepaid card or a money order. Crypto could also be an option if you’re into speed and anonymity.

Can I withdraw bonus funds and free bets?

This is a question we get often. The short answer will be, “it depends.” Most bonuses will give you free bets or bonus funds that cannot be withdrawn or transferred. These can only be used on the sportsbook itself to make bets. However, any winnings you get from these bonus funds or free bets will be withdrawable. Other bonuses state that you can withdraw the bonus funds once you have satisfied the wagering requirement, such as wagering them at least once on the sportsbook. Our advice to you will be to read your bonus’ rules to find out if you can withdraw and when.

Ease of budgeting

Some payment methods work wonderfully for helping you set a betting budget. Many sports fans have found that using e-wallets like PayPal or even some prepaid cards can be useful as a way of setting a definite limit on how much they bet with. After all, it’s much less easy to set a budget if you are simply drawing your funds from your debit or credit card. We all know how important it is to budget your bets, as it stops you from playing with money that you don’t actually have. So make sure that you factor this in when you are selecting your betting payment method.

Flexibility on limits

We’ve identified that some betting payment methods are more prone to restrictive limits than others. As such, you should consider what kind of sports betting fan you are before you select your payment provider. If you’re just a casual bettor, then you might not mind the relatively low limits that come with using some e-wallets and prepaid cards. However, if you consider yourself to be more of a ‘high roller’, then think about how using cards or even bank transfers could give you the flexibility that you desire.

Paying in person

So far we’ve talked about online betting payment methods, but it’s important to note that many online sportsbooks allow you to make deposits in person. It might not sound like the most convenient way to bet on sport, but it’s always good to have a back up plan. This is why it’s good to pick an online sportsbook that lets you add money to your account at a PayNearMe retail outlet. Another option would be to make deposits at the casino cage of one of the sportsbook’s partners. All of which means that you have another way to safely fund your betting account.

We should remind you of the fact that we only feature online sportsbooks that are 100% legal and regulated in the US. This also applies to the ways in which these online sportsbooks accept deposits and pay out winnings. The fact that US banks are willing to work with these online betting sites shows that there is a level of trust here that you simply won’t find at any of those offshore sportsbooks. This is why it’s never a good idea to use any Bitcoin betting sites, as the only reason why those sportsbooks feature cryptos is that no legit US bank would go near them.

Conclusion – find the best payment options with us

By now you’ll realize the fact that all good US sportsbooks will give you safe and trusted ways to make deposits and withdrawals. While making payments to gambling sites might sometimes be more complicated than it needs to be, there’s no excuse for using any offshore betting sites where there’d be no guarantees that your deposits would be kept safe.

Talking about betting deposit methods might not be too exciting, but it’s just as important as using the best sports betting strategies when it comes to getting more from your bets. So that with the perfect online betting payment methods, advice from the best betting tipsters, and one of our featured sportsbooks, you’ll have a great time sports betting in the US!

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Betting deposit methods FAQ

⚡Are there any instant withdrawal betting sites?

Read our guide to online betting payment methods to see whether any of these can be used for making instant withdrawals at online sportsbooks in the US. After all, there is not much point in playing at the best betting sites for sports if they take a long time to pay up. But with our guide you’ll see which sportsbooks payout fast and which take longer than necessary. 

🏅Who are the best PayPal betting companies?

We have seen PayPal become one of the most popular betting deposit methods in recent times. However, it’s important to note that this e-wallet cannot be used at all online sportsbooks in the US. So be sure to read our guide to see which payment methods can be used at each sports betting site, and you can also check out our shortlist of recommended PayPal betting sites too.

❓Can I use a debit card for gambling?

You will probably know that many US banks can be fairly uncomfortable in letting their customers use cards for making deposits and withdrawals at online gambling sites. So make sure that you read our guide to the current range of sportsbook deposit options in the US to see if you can use a debit card. Failing that, we can help you out by revealing the top credit card betting sites in the US.

👀Who has sportsbook same day payouts?

We have found that most online sportsbooks will take between two and five working days to pay you your well deserved winnings. But that’s not to say that there are some sportsbooks who pay out faster. So read our guide to the current range of online betting payment methods to see which is the best sports betting app or website for paying out in under 24 hours. 

💰What are the standard sportsbook withdrawal options?

Check out our review of online betting payment methods to see what the most common ways of making withdrawals from sportsbooks are. After all, while there are plenty of Neteller betting sites out there, most sports fans in the US will probably prefer to use a more familiar payment provider. So read our guide to see how you can make withdrawals from the best US online sportsbooks.

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Mike Goodpaster
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Find out what the legends have to say about sports this week....
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