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Credit Card Betting Sites 2024: List of Best US Sportsbooks that Accept Credit Cards

Last Updated on 06/06/2024
Fact checked by: Mike Goodpaster

Some online gambling fans may be a little wary of using credit cards to fund their betting. You don’t need to be wary of using credit cards for online betting, as long as you are aware of all the details.

There are plenty of credit card betting sites in the US to choose from but what you really need to know is how to use your credit card wisely. Betting with your credit card can provide you with exceptional convenience, but you need to know what to keep in mind before you start. Read on to learn more.

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Compare the best credit card bookmakers

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Bet365
1.
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4.6/5
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BetMGM
2.
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4.6/5
Visa
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Visa accepted
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FanDuel
3.
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Caesars
4.
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Visa
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Visa accepted
Additional Payment Methods
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PayPal
Bank Transfer
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100% up to
$1000
Caesars Review Bet now
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BetRivers.com
5.
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4.5/5
Visa
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Additional Payment Methods
PayNearMe
Bank Transfer
VIP Preferred
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PayPal
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Barstool
7.
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Visa
Visa
Visa accepted
Additional Payment Methods
E-Check
PayNearMe
PayPal
Play+
+6

Pros and cons of credit card betting

credit-card-betting
Pro and Con
  • Available at all sportsbooks
  • Instant deposits
  • High deposit limits
  • Must provide card info
  • Withdrawals not always possible

Making a payment with credit card betting sites – getting started

Some players may be a little adverse to using a credit card for their betting activities as it’s not really your own cash that you are spending initially. However, credit cards can be very useful in the right spot for your betting endeavors online. If you are one of those players who are looking to get set up with your credit card for online betting of any kind, let’s take a look at how you can get started.

Getting started with your credit card

Getting your credit card set up is not the same as setting an ewallet for example. While an ewallet is going to have more steps for you to go through to actually start using it, a credit card requires a little more research before you actually apply for one. What we mean by this, is that you should always get your credit card on terms that are agreeable for you. Interest rates are the main crux of a credit card, so make sure you understand exactly what your rates are for money that you spend using your card. Once you have understood and are happy with your terms for using the credit card, you can then begin to get the process of ordering one underway.

Application process

Applying for your credit card is actually really straightforward. Your process may vary to a certain degree depending on what bank you are with, but typically speaking, you will have to provide some basic information about yourself. This information includes your name, surname, date of birth and your physical address. Your bank will decide what kind of credit card you can receive based on a number of factors like your gross annual income and your current credit rating.

Once this step has been completed, you can then complete your application and order your card. You can do it at your local bank but these days everything can be done online. The card will generally be delivered to you within a couple of days at most. From there you can start using the best credit card betting sites and credit card sportsbooks. Just navigate to the payments section on these sites and select “credit card” as the form of payment that you would like to use. Credit cards are easily the most common form of payment on these sites next to a debit card, so you should have no problem finding one of the credit card sportsbooks that will tick all the right boxes for you personally.

Withdrawal and deposits with credit card betting sites: instant deposits, quick withdrawals

One of the more important things to consider before using any payment method, is how quickly your transactions are processed on the betting sites. There are pretty big variances between payment types, and some players need to ensure that their deposits and withdrawals are speedy.

Deposit speeds

Credit card deposit times are almost always instant. This means that after you have completed your transaction on the best credit card betting sites, your money will reflect in your betting account within a minute or so. At worst this may take about an hour if the traffic on these credit card sportsbooks is experiencing a heavy load. In our experience, that is quite rare but the point is, you will never have to wait long even in the worst case scenario when you are making deposits using your credit card.

Withdrawal speeds

Now when it comes to making withdrawals with your credit card, you won’t have the luxury of speed that you do with the deposits. This is because the transaction needs to be processed by both the credit card betting sites and your own bank. As such, your processing times can be anywhere between 3 and 5 days. If you are comparing the speeds of a credit card withdrawal to the best PayPal betting sites, you won’t have the same efficiency. With that being said, credit card withdrawals are wholly safe and secure which is the most important thing at the end of the day.

Credit card verification requirements – confirming your account

If you have ever created an ewallet account then you will know that there are some pretty comprehensive processes for verifying your identity before you can use these services. When it comes to using a credit card, there are some stringent processes, but they don’t require quite so much involvement on your part.

All you are really having to do here is request your credit card. You will complete your application process which will then be followed by a credit check from your bank. This is largely the entire verification process. Once your bank has conducted the credit check, you will then be told what your credit card limit is allowed to be. During this process your bank is conducting additional checks to make sure all your details are in order and that you are who you say you are.

From there, you are issued with your credit card which completes the process. So, as you can see, you may not have to go through the process of actually uploading any copies of your I.D. but your bank is doing a verification check of their own before they simply dish out a credit card for you to use.

Providers that accept credit card payments

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The history of credit cards – a game changing invention

Making online payments, as we all know, is a fairly young idea even today. However, credit cards have been around since the 1930’s (technically). The first iteration of credit card was first known as a charge card. These charge cards were used by airlines to give customers the chance to pay for their tickets at a later date. This idea remained in practice until the 1950’s when the American Express cards and Diners Cards were introduced. These cards were closer to what we know credit cards to be today.

The US was the first nation to have these cards in circulation and it wasn’t until the 1960’s that we bagan to see other countries adopt the idea. The Barclaycard was the first credit card seen outside the US and it arguably picked up traction a lot faster than the credit cards in the US. Over the next 20 years, most major European banks and lenders were offering credit cards as an option to their clientele.

Since then, and with the development of modern technology, the credit card has become a symbol for convenience. In today’s day and age, credit cards can be used to purchase plane tickets, groceries, sporting goods and of course, even be used to fund your betting endeavors online. Credit cards can even be used to earn points that lead to rewards like miles for your aeroplane trips, points for holidays and more. While there are interest rates attached to your credit cards, when used wisely, these cards can be a majorly helpful tool for your average person.

Unfortunately for some countries, the use of credit cards on betting sites has become quite restrictive, especially in the UK. However, the US does not have this problem which makes finding the best credit card sportsbooks incredibly easy.

Credit card betting sites compared to other providers – why players use credit cards

Credit cards have abundant strengths when it comes to using them for online gambling. However, what do they actually provide to players that other betting deposit methods fail to? Well, there are a few key differences between using a credit card for online betting versus some of their competitors.

Firstly, credit cards are far more convenient to use for your deposits and withdrawals than an ewallet. This is because you are cutting out that extra step when you make your deposits and withdrawals. If you are using an ewallet, you need to top up your actual ewallet account before you can make a deposit into your betting account. With a credit card, you simply make the deposit straight from your credit account, with no middle step required. The same can be said of your withdrawal process.

Another major positive of using a credit card for your online gambling needs, is that you won’t be charged a set fee like you would be when you use Skrill or PayPal. Ewallets take anywhere from a 1% to 2.5% fee from your deposits and withdrawals. With a credit card, you skip this additional payment.

As you can see, there are plenty of reasons why you would opt for the best credit card betting sites instead of, say, the best EcoPayz betting sites.

Alternative payment method providers

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Three essential facts about using credit card betting sites – what you need to know about the service

There are plenty of important details to know about credit cards before you start using them straight away for your online betting activities. However, we have narrowed them down to 3 important facts that we think you need to keep in mind before you start using the best credit card sportsbooks.

Be wary of the interest rates

Something that is vital to remember when it comes to using the best credit card betting sites, is that your credit card has interest rates attached to them. This means that for the money you spend on your credit card to top up your betting account, you will need to pay interest on that amount the longer you wait to pay it back into the account. This is something you should always keep in mind when online gambling. If you use your credit card and have won some profits, it’s a good idea to pay back the amount you took out as soon as possible to avoid higher interest rates and to maintain a good credit score.

You must at least pay the minimum amount

Just as we mentioned the interest rates, these rates will continue to be appled every month if you fail to pay your minimum required payments. If you pay even slightly below the minimum required amount, your bank may report it as a missed payment. This will also bring your credit score down and increase your interest rates in the future. So, if the minimum is all you can pay in a certain month, be sure that you pay the exact amount, as it’s far better for you in the long run.

You don’t need to carry a balance

People who are new to using credit cards may still be under the impression that carrying a balance that needs to be paid on their credit card is actually a good thing. While it isn’t necessarily a bad thing, it’s still better to pay your balance in full if you can. If possible, use your credit card for online gambling during the month and then pay off the full amount at the end of each month. This is good for your credit score as it shows that you always pay your balances in full and on time every month.

Conclusion to our for online betting credit card sites

Credit cards can provide genuine ease of use when it comes to online sports betting or casino gaming. All you need to do is remember that you need to at least pay back the minimum payment requirement amount. There are other ways to go about using your credit cards for online gambling that can result in you actually having an excellent credit score. The golden rule here is to always play within your means. Don’t spend exorbitant amounts on your credit card if you know that you can’t pay it back at the end of the month.

The idea of using a credit card for gambling can certainly deter a lot of sports betting and casino gaming fans. If the idea doesn’t sit well with you personally, then you may want to check out our review for bank transfer betting sites instead.

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Credit card sportsbook FAQ

🔏 Is it safe to use a credit card for online gambling?

The main concern for players who want to use a credit card for gambling is knowing if it is safe to do so or not. Our review of the best credit card gambling sites will shed some light on all the important details you should know about using a credit card for your gambling activities. 

❓ Do all gambling sites accept credit card deposits?

If you are looking to use credit cards to top up your gambling accounts, then you will need to know if these sites actually allow you to use credit cards first. Our review of the best credit card gambling sites will give you some insight into where you can currently find the best online gambling sites that accept credit cards in the US.

💳 Am I charged a fee on these sites for making deposits with a credit card?

Every online gambling site operates in its own way when it comes to deposits and withdrawals. These differences may be minor, but they are still worth addressing. That is why our review of the best credit card sportsbooks will let you know what the average transaction fees are like for making deposits using a credit card.

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